For those clients choosing to pay out-of-pocket, either due to lack of mental health coverage or to maintain confidentiality from insurance companies, rates are listed below.

Service	Session Time	Cost
Virtual Phone Consultation	15 minutes	No cost
Initial Assessment	60 minutes	$225
Individual Counseling Session	50 minutes	$200
Prenatal, Pregnancy and Postpartum Session	50 minutes	$200
Couples/Relationship Session	50 minutes	$250
Restorative Mothering peer support group	60 minutes	No cost/per session
Clinical Supervision (associates seeking LICSW, LMHC and LMFT licensure)	50 minutes 1:1 50 minutes 2:1	$150 $75/per supervisee

Insurance

Individual Psychotherapy

If your insurance company offers out-of-network benefits, you may receive full or partial reimbursement for the cost of services. Most insurance companies that provide out-of-network benefits cover between 50%-80% of the cost per session. You will be provided with statements to submit to the insurance company to be reimbursed directly.

If you are interested in establishing with me, you may contact your insurance company to request a Single Case Agreement or to inquire about Out of Network benefits.

Please verify your benefits before your initial assessment. Most insurance plans require some patient portion, such as amounts working toward deductibles, co-payments or co-insurances.

Couples Psychotherapy

Unfortunately, insurance companies do not consider couples counseling as “medically necessary,” and do not cover couples or marriage therapy. This means that couples therapy is an “out-of-pocket” expense and not covered by medical insurance.

While Dr. Watkins disagrees with the insurance industry’s determination on this issue, and sees how couples’ relationships are a foundational resource that supports both individual and family health and, consequently, the health of our communities as a whole., she must abide by insurance rules on this; which means collecting session fees for couples counseling directly from clients. I am unable to submit claims to insurance for the service.

Good Faith Estimate (No Surprises Act)

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

• You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
• Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
• If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
• Make sure to save a copy or picture of your Good Faith Estimate.

 For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.